Boat Towing Insurance

[IrnGynt]

Leaning towards BoatUS Towing as they seem to be the most represented out there and the price seems right. Anyone out there have experience with them? I searched the forums and noted a couple of people use the service and no complaints.

Also, I spend alot of time on Lake Gaston (NC) where cell signal for me is very spotty so I'm thinking I'm going to need something like the Delorme inReach as well.

[jimrs]

A mans gota do what a mans gota do. I have been boating for 51 years without any towing insurance from anyone. I have been towed in twice by passing boats. I have towed a total of 8 into dock. People used to go out of their way to make sure you were o.k. not so today you will be passed by 12 to 15 before a good boater will stop to help you. The Problem with towing ins is that you have to be able to reach them and then wait until they come.

[Bamaman]

My insurance is a cell phone with my neighbors' phone numbers programmed into it. If I'm stuck on the lake, I'll just call'em to come and get me.

That's one time that living on a highly populated lake is a positive.

[playcat]

I have been towed twice by our BoatUS franchise; the first time on Mothers Day, the second time was just 2 weeks later after the problem was "fixed"! They were very helpful and the operator was very skilled and experienced. The first time took a while to arrive, but the second response was much shorter, within an hour on a Sunday night!

[BoatCop]

I've got towing and on-water mechanical coverage (fuel, battery, etc.) as part of my boat Insurance. I won't mention the name to avoid violating any possible forum advertising restriction, but Flo talks about it quite a bit.

$110 a year for full coverage with no deductible on the boat and $250 deductible on the trailer.

[peedee]

I would say check with your boat insurance company too. I have $500 towing or emergency repairs that comes included with the policy. All I can say is "Like a Good Neighbor"

[lakerunner]

I've got towing and on-water mechanical coverage (fuel, battery, etc.) as part of my boat Insurance. I won't mention the name to avoid violating any possible forum advertising restriction, but Flo talks about it quite a bit.

$110 a year for full coverage with no deductible on the boat and $250 deductible on the trailer.

Spill it Mr., we have no restrictions except for spam

[curtiscapk]

I've got towing and on-water mechanical coverage (fuel, battery, etc.) as part of my boat Insurance. I won't mention the name to avoid violating any possible forum advertising restriction, but Flo talks about it quite a bit.

$110 a year for full coverage with no deductible on the boat and $250 deductible on the trailer.

Spill it Mr., we have no restrictions except for spam

and dumbass admins!!

[badmoonrising]

I would say check with your boat insurance company too. I have $500 towing or emergency repairs that comes included with the policy. All I can say is "Like a Good Neighbor"

Only problem with a $500 limit is the average tow in my area is $800-$1000. I have BoatUS and as cheap as unlimited towing is, it's well worth not getting hit with a tow bill. Boat US is literally everywhere with very few areas the don't have coverage. A buddy of mine runs TowBoat US out of Chesapeake City and he's got a tow lit3erally several times a day. Tow boat operators charge you from the time they leave their dock until the time they return to port, so it will cost you big $$$.

[JohnO]

I've got towing and on-water mechanical coverage (fuel, battery, etc.) as part of my boat Insurance. I won't mention the name to avoid violating any possible forum advertising restriction, but Flo talks about it quite a bit.

$110 a year for full coverage with no deductible on the boat and $250 deductible on the trailer.

Spill it Mr., we have no restrictions except for spam

So we can't advertise Spam? What about tap fins?

[MacToon]

I have the BoatUS towing coverage...as BMR said, it's cheap insurance. I also have AAA roadside assistance for my cars. The way I figure it, one episode where I need a tow will make up for several (or more) years of paying for the coverage. I often boat on weekdays, when there aren't a lot of people on the lake - if I'm relying on the mercy of another boater to tow me in, I could be sitting there for a while.

[NH Tooner]

I have Sea Tow. Covers any boat I'm on whether its owned rented or borrowed. also covers tow vehicle and trailer road side assistance.

[toms]

I have boat us. The second time out we lost the throttle and to idle home. well most the way. wife said to call the tow company,we have $50.00 deductible. called them because it was getting dark the bill with the $50 was only $590.00. We made it home around 10 pm. Next day upgraded to unlimited towing and haven't used it since,but it there.

[badmoonrising]

I have Sea Tow. Covers any boat I'm on whether its owned rented or borrowed. also covers tow vehicle and trailer road side assistance.

So does BoatUS.

[margaritaman]

My decision to make between Sea Tow and Boat US was who had the closest boats to where I generally go. Sea Tow was an hour or more out and Boat US was in the same area.